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Don’t leave or enter Australia until you have read this book!
From: Todd Pallett, 9:13am
Dear Aussie Expat,
Back when I became an Aussie expat myself ten years ago there was no one I could talk to that had all the answers in one place. I had to learn it all by myself and piece the jigsaw together one piece at a time. It took me thousands of hours of my own reading…hundreds of phone calls to accountants and tax lawyers (each with their own snippet)…face to face conferences with specialists who provided one extra step closer to understanding the big picture needed to give Australian expatriates clear, cogent, advice.
The result of all that gave me a great sense of confidence to do my job…give financial advice to Australian’s living outside Australia.
It doesn’t matter where you live in the world…New York…United Kingdom…Hong Kong…Singapore…Dubai or in a remote mining town on the outskirts of Mongolia, the advice for Australian expatriates is universal. The fundamentals for someone worth $20 million AUD and someone worth say $50,000 AUD actually stay the same. Weird huh?
After averaging 10-15 appointments a week over 10 years and rolling out seminars every two months to packed rooms, I worked out that I had over 5,000 face to face meetings with Australian Expatriates. Everything started to click into place perfectly…I started to have a great sense of confidence (not arrogance) when sitting in front of people. I mean I literally can now see a client with a $10 million AUD net worth and within the space of 30 minutes be able to give them the blueprint to their estate and the keys to maximizing their assets during their time offshore. I didn’t know why this was happening so easily…
Then a strange thing happened
I read a best-selling book called “Outliers” by Malcolm Gladwell. Gladwell repeatedly mentions the “10,000-Hour Rule” claiming that the key to success in any field is to a large extent, a matter of practicing a specific task for a total of around 10,000 hours. It was all about the time it takes for any person to reach a higher level of skill that then becomes wisdom.
- The Beatles took 10,000 hours to perfect their act and their music in Hamburg, Germany before they hit it big
- Bill Gates as a teenager took 10,000 hours to perfect his programming skills at the only library for miles that had a computer
- Amadeus Mozart took 10,000 hours to perfect writing a symphony in ink (not pencil). In fact he estimated Mozart a late developer even though he was considered a childhood prodigy!
It was all built on the back of a very simple universal principle that “repetition is the mother of all skill”. Or put into a formula
LUCK + HARD GRAFT = GENIUS
As Napoléon Bonaparte once said of his revered military strategy…
“Genius is nothing more than attention to detail!”
I realized that after continuous study and constant scrutiny, I had spent over 10,000 hours perfecting my knowledge and the clarity was nothing more than time mixed with attention to detail. I even saw this in my own client’s professions.
- Professional Australian pilots who became Captains with thousands of hours of registered flying were passing exams and simulator tests with ease.
- Investment bankers who had spent 5-10 years working 70-80 hours a week were making large bonuses as they handled deals for their respective banks or institutions
- Lawyers who had worked hard in their firms handling cases after case started to make partner or get elevated to higher paying roles when they had passed 10,000 hours of legal work
- Entrepreneurs or business owners who had spent years struggling through business cycles and not paying themselves started to experience exponential growth as their businesses took off, were bought out for large profits or simply started to expand globally.
So I decided to document my experience into 10 pages. But the more I wrote the more came out and 10 pages became 30 pages and 30 became 100 pages and 100 pages became 200 until I realized I was writing a book! I was in flow!
The experience gained from 5,000 face to face meetings with my own clients packed into 200 pages is not just worth the price tag of the book, it’s worth thousands of hours of advice and problem solving condensed into 2 hours of easy reading (with pictures! I do like a good whiteboard in my meetings)
I had found the answers and then became hell bent on working with the best third party specialists in all areas that Australian expatriates find themselves questioning. Here are the most popular questions I hear every meeting:
- How do I send money back to Australia without being taxed?
- Should I contribute to Australian super whilst I am a non-resident?
- If I do a multicurrency loan on Australian property…which currency should I buy it in?
- What tax structure should I buy the Australian property in?
- Should I sell my Australian shares before I go offshore?
- Is it better to buy Australian shares or offshore shares whilst a non-resident?
- What is the tax outcome of owning Australian shares and property whilst a non-resident?
- Is my Australian property taxed the same way when I become a non-resident?
- Do I need to file an Australian tax return when I become a non-resident?
- What’s the difference between Australian citizenship and residency status?
- Will Australia tax me on my offshore assets when I return to Australia?
- What structure should I buy offshore property in if I choose to return to Australia and want to keep the asset?
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There are so many questions people wanted answered and we give you all the main answers here.
But I’m going to give you the first chapter…FREE!
The most confusing topic that every Aussie expat always asks me…
“Resident versus Non-Resident…Who am I?”
This chapter talks about the “acid test” that the Australian government use to qualify you as a resident or non-resident. Read the case study to better understand in story form how it is you can be one or the other with just a slight change in detail.
Get your FREE CHAPTER now. Free 1st Chapter

You will receive an email with a secure link that will direct you to the download page. You can then download your FREE chapter.
Your details are completely safe. We respect your privacy. You will only ever be added to the newsletters of the financial advisory firms that Todd is licensed with in Hong Kong and Australia.
We never send spam emails and you can unsubscribe immediately any time.
We dislike spam as much as you.
This is the book that every Australian Expatriate MUST read…regardless of how much you are worth. Written by the only qualified person who knows how, there are so many more reasons to get your hands on a copy…
- See why a room full of Australian Certified Practicing Accountants (CPA’s) paid to see Todd speak…TWICE!
- This book is not available in bookstores or on Amazon so you can ONLY get it here direct
- The only book of its kind in the world that talks to you in an easy to understand format with stories, case studies and diagrams to give you a framework you can use wherever you are.
If you still aren’t sure of the value we are giving here then we have added a guarantee for every person who buys it and it never fails.
My SOLID GOLD One Year Guarantee
We believe you will gain so much valuable information that has been gleaned from over 10,000 face to face meetings with Aussie expats that if you are not completely satisfied with what you have learned on this CD, you have one entire year to enjoy it and return the CD for a 100% “No Questions Asked” fair dinkum refund.
“WHY WOULD WE GIVE A ONE YEAR GUARANTEE?”
Two reasons actually.
Firstly, my experience as an expat myself is that I’m very busy and if there is a 30 day money back guarantee, I’m probably not going to listen to it in time. I may take the CD on my next holiday but I don’t want that nagging little deadline in the back of my mind that I “HAVE TO” listen to it. A “ONE YEAR” deadline is more realistic.
Secondly, my clients find the CD is a resource or guide they constantly go back to. Something you will keep coming back to time and time again to check that you have understood a strategy or snippet of information – or are about to take action and want to recheck the rules of the game.
Take a year to listen to it…except that a lot can happen in that time. Clients always tell me…“I wish I had spoken to you 5 years ago when I landed. I would be so much further ahead”.
Go ahead and buy the CD now with NO RISK. All the risk is on me to make sure you get the value you deserve.
So enjoy!
1st BONUS! – Free Copy of “The Wealth Transfer Workbook”
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…but I have a bigger goal in mind for you
2nd Bonus! – For a limited time you can purchase this book AND as a ‘thank you’ bonus you will receive “The Wealthy Aussie Expat 360 Online Package”” VALUED AT $350 AUD
Using Skype or teleconferencing to anywhere in the world, this meeting allows me to provide a much deeper valuation of your estate and allows me to discuss with you your retirement plans, tax structure and goals for reaching financial independence. See below a view of my office in Hong Kong and how I serve clients all over the world.

However, you must engage my services through my Hong Kong company at www.exscapital.com. With all the notes provided in the meeting I will walk you through my presentation that has been refined over 5,000 face-to-face meetings over the last 9 years in Hong Kong. Client’s normally pay $350 AUD for this session and the reason why we are giving it to you complimentary is so you may fully understand all the areas effecting your Australian estate…worldwide!
This session is followed up with an engagement pack that stipulates upfront our fees in advance with no hidden charges or commissions. WE DO NOT TAKE ANY INVESTMENT COMMISSIONS. We are a fee for service firm.
However…we do something that nobody else bothers to do. We provide you with value upfront before you pay us a cent.
You will receive a package that will highlight our advice for you to keep whether you engage our services or not. In the package you will find “Highlights of our meeting” documenting the following:
- Dangers to be eliminated, obstacles to be overcome, problems to be solved
- Opportunities to be focused on, secured and taken advantage of
- Reinforcing and maximizing your existing strengths
- Initial strategies and solutions
- Tools, processes and talents to help implement your wealth strategy
- Next steps
You can choose to take our advice in full, partial or not at all and you walk away with our information and strategies with no obligation or cost. I have been doing it this way for years. You would think that people take advantage of the situation but the truth is I have found that few actually do. People genuinely want help and we hope to be there for them when they do.
Now you can’t buy this CD or my book for that matter on Amazon or within any bookstore. The content and copyright is 100% owned by me through my own publishing company called The Institute of Wealth Limited.
So hopefully you and I will meet soon and I can become one of the members of your inner circle and be a part of your private advisory board. Until then, take the first step and get your copy of “7 Experts on 7 Topics” now and make every year offshore a winner for you and your family.
Warmly
Todd Pallett
P.S. If you are an Australian expat, an Australian resident thinking of living offshore, or a foreign national looking to migrate to Australia, then this CD is a must. There is simply no other product like it anywhere in the world right now.
Yes Todd, I’d like to get my hands on this information and learn about the fundamentals of maximizing my time as an Aussie Expat.
I may also be a foreign national considering living in Australia and want to know more about structuring my estate before I move to Australia for work or retirement.
I’d like to save the thousands of hours of research that this audio brings me and to enjoy over 3 ½ hours of interviews with “7 experts on 7 topics”. I understand these interviews range from 20 to 30 minutes in total and the conversation will give me the guts of each topic for me to understand without getting too technical.
I look forward to my BONUS copy of every interview transcribed in detail that cost you Todd over $200 USD to have completed. I look forward to receiving those files by email.
And yes, will you also please send me details of how I may engage your services through your Hong Kong company EXS Capital and take advantage of “The Wealthy Aussie Expat 360 Online Package” valued at $350 AUD while it lasts.
TOTAL: AUD $39.97

- I understand that I cannot purchase this audio anywhere else.
- I understand that I will also receive complimentary transcriptions of the entire audio so that I can also revert to reading the interviews.
- I understand that once my order is authorized, you will process my order promptly and send me the CD.
- I understand that neither you nor anyone else has made any income promises as my success is dependent on my own efforts and that of my business.
- I understand that my credit card will show a charge from “The Institute of Wealth Ltd” for $39.97 plus postage and handling
- I understand that postage and handling charges are $10 to anywhere in the world that is outside Hong Kong. Hong Kong has NO postal charge.
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DISCLAIMER: No part of the information in this CD/Audio constitutes advice. Please seek qualified advice specific to your personal circumstances. This material has been prepared for informational purposes only without regard to any particular person’s financial estate. This material is not to be construed as a recommendation; or an offer to buy or sell; or the solicitation of an offer to buy or sell any security, financial product, or instrument; or to participate in any particular trading strategy in any jurisdiction in which such an offer or solicitation, or trading strategy would be illegal.




